I remember this day like it was yesterday. It was a cold December night, late on a Thursday. I sat at my desk in my shiny new office, with its sleek glass walls and polished floors—the office I had always dreamed of. But as I stared at my computer screen, after paying all my bills, I watched my bank account dip into the negative. I was exhausted, overwhelmed, and stuck. The excitement of building my business had been overshadowed by financial stress.
For 17 years, I’d worked tirelessly to grow my business. I’d missed precious moments with my daughters as they grew up. My health was deteriorating, and my relationships were strained to the breaking point. And yet, despite all my hard work, there was never enough money left at the end of the month. The very business I had built to create freedom for my family had become a trap.
That night, I realized something had to change. I couldn’t keep doing it all alone. I needed a better way.
The Turning Point: Investing in Myself
I took a leap of faith. With little money and a lot of fear, I started investing in myself—mentors, programs, and systems that promised to help me turn things around. I was skeptical and scared, wondering, Will this actually work? Can I afford to take this risk? But deep down, I knew it was my only option.
The first investment opened my eyes. I learned something that changed my life: wealthy people don’t work harder—they work smarter. They follow systems, make strategic decisions, and surround themselves with the right people. Slowly but surely, I began to build momentum.
Why Money Freedom Matters for Women
As women, we often prioritize everyone else before ourselves—our families, our careers, and our communities. But financial freedom is about more than just money. It’s about having choices. It’s about creating the life you want and leaving a legacy for the next generation.
Too often, women find themselves stuck in a cycle of financial struggle, either because they don’t know where to start or because they’ve been told that money is complicated. But here’s the truth: achieving financial freedom doesn’t require a finance degree or a million-dollar inheritance. It starts with simple steps and the decision to take control of your life.
What Abundance Really Means
One of the biggest lessons I learned on my journey is that true abundance isn’t about working endlessly to make money just to pay the bills. Abundance is about living with intention, creating joy, and having the freedom to do the things that truly matter to you.
I also discovered the importance of shifting from “doing” to “being”. For years, I thought that the more I worked, the more I would achieve. But abundance doesn’t come from hustling 24/7. It comes from aligning your actions with your values and focusing on what makes you feel fulfilled.
Abundance is waking up in the morning knowing you have the freedom to spend your time as you choose. It’s about building wealth that works for you so you can prioritize your family, your health, and your passions—not just your obligations.
5 Steps to Create Wealth and Abundance
Creating wealth and abundance isn’t about luck—it’s about making intentional choices and taking consistent action. Here are five steps that can help you transform your financial future:
1. Shift Your Relationship with Money
Our beliefs about money often come from childhood. Maybe you grew up hearing, “We can’t afford that,” or “Money is the root of all evil.” These beliefs can create a mindset of scarcity that holds you back from building wealth.
Action Step:
- Identify one belief about money that’s holding you back.
- Replace it with a positive affirmation, like:
“Money is a tool to create freedom and opportunities.” - Write this affirmation down and repeat it daily.
By shifting your mindset, you’ll start to see money not as a source of stress but as a tool for empowerment.
2. Start with Clarity
You can’t achieve financial freedom if you don’t know what it looks like for you. The first step is to define your goals and get clear on what you truly want.
Action Step:
- Calculate your monthly and annual expenses to determine your Financial Freedom Number.
- Example: If your monthly expenses are $6,000, your annual expenses are $72,000. Add a cushion for savings and unexpected costs to get your target.
- Ask yourself:
- What kind of lifestyle do I want?
- What does success look like for me?
This clarity will give you a roadmap to follow.
3. Build Your Wealth System
Wealth isn’t created by accident—it’s built with intention. Start by creating systems that help you save, invest, and grow your money automatically.
Action Step:
- Automate your savings and investments. Set up automatic transfers to a savings account or retirement fund.
- Explore opportunities to create passive income, such as:
- Investing in real estate.
- Buying dividend-paying stocks.
- Launching a digital product or online course.
The key is to make wealth-building a habit, not an afterthought.
4. Surround Yourself with the Right People
You don’t have to do it all alone. Wealthy people succeed because they have a team—mentors, advisors, and partners who support their goals.
Action Step:
- Find a mentor or coach who can guide you.
- Connect with like-minded individuals through networking events, mastermind groups, or online communities.
The right support system can provide the knowledge, motivation, and accountability you need to stay on track.
5. Take Action, No Matter How Small
The biggest obstacle to creating wealth is inaction. Waiting for the “perfect” time or opportunity will only keep you stuck.
Action Step:
- Take one step today, whether it’s setting up a savings account, learning about investments, or reaching out to a mentor.
Every small step adds up over time. The important thing is to start.
Lessons from My Journey
Looking back, I realize that the key to financial freedom isn’t just about earning more money—it’s about creating systems that allow you to keep and grow what you earn. It’s about mindset, strategy, and taking consistent action.
Here are the lessons I’ve learned:
- Wealth is created with clarity and intention.
- Working harder isn’t the answer—working smarter is.
- Surrounding yourself with the right people can change everything.
- Abundance comes when you focus on “being” rather than always “doing”.
- The first step is always the hardest, but it’s also the most important.
Closing: It’s All In Your Hands
Financial freedom isn’t just a dream—it’s a choice. It’s about deciding that you’re ready to take control of your money, your time, and your life.
If I can do it, so can you. No matter where you are right now, you have the power to create wealth and abundance. It starts with one decision, one action, and one step forward.
Remember: It’s All In Your Hands.
Let’s build a life of freedom and abundance together.